Buying auto insurance for used car

In order to buy used car insurance, you will have to:

1. Get to know difference between used and new cars – In order to buy insurance policy for the used that that you might have bought, you need to understand the difference between a new car and a used car. This is important because, the insurance required for the two types are different too.
2. Determine automotive needs – As the way the used car is going to work is much different than the way a new car is going to work, it is important for you to understand the automotive needs. Deepening on the automotive needs, you will have to determine as to which car insurance policy you will be required to buy.
3. Determine your budget – Before applying for any car insurance, even if it is for the used car that you have bought or are going to buy, it is extremely important for you to determine your budget. You are supposed to buy insurance just as per your affordability.
4. Compare different offers – Be it a new car or used car, the way in which you will be required to buy the insurance. The market is full of various companies providing you with different offers. So, you can’t simply go for a single offer. You need to compare amongst different offers in order to get the best car insurance and that too at a cheap rate.

So, here are some of the things that you need to follow before actually buying used car insurance.

Just as thee used cars are really less valuable than the new cars, you as a buyer should rethink about the insurance strategies. Like, you need to consider this that you may not even need to maintain any high coverage for the comprehensive and the collision insurance, when you may even be able to get ample coverage along with the low payouts which is available also for smaller premiums. So, it would be better for you to buy a policy that requires you to pay low premiums. Thus, shopping for the policies and getting the policy at a low rate is the best step that you can take.

Even though he wrote it from having experience at Starbucks, its a great read for any person that deals with customers on a daily basis. In the book he had listed Ten Principles of Personal Leadership, each principle has some sort of value when it comes to putting people first before a sale. Without the people, you cannot do business anyway.

Like any business, in the car business, customers are everything. The dealership cannot survive if the traffic isn’t coming into the showroom. Here at Thomas Team Honda we strive for customer service excellence, and you can see this in the various reviews we get on www.dealerrater.com after each sale. I will post the Ten Principles in a later post.

In addition to the bullet points made about our dealership, in a previous post, another reason for trusting our dealership with your next vehicle purchase are the awesome and I truly mean awesome feedback that we have been getting from our recent customers. A couple in particular that I really like will be shown below.

Customer Service:
Quality of Work:
Friendliness:
Overall Experience:
Price:
Overall Score:    5.0  

bcostelnock
2/25/2011 2:54:10 PM

Customer Service:
Quality of Work:
Friendliness:
Overall Experience:
Price:
Overall Score:    5.0  

Reason for Visit: Sales (New)
I recommend this dealer: Yes

My Review of Thomas Honda of Johnstown:
I’m in my 60′s and have purchased many cars during my lifetime. It’s extremely rare to find a dealership that treats you as well as Thomas Honda. I dealt with Samantha on the internet and Rich in the showroom. They were honest, respecful, responsive, and an absolute joy to deal with. My son accompanied me on my first trip to the showroom, and he was so impressed that he bought a new Honda from Rich a week after I bought mine. We have 5 Hondas in the family right now and all of our future purchases will be through Thomas Honda.

These reviews are especially helpful for those of you that are unsure about traveling a distance to look at a car you saw online. We really do strive to go above and beyond. The reviews are all taken from the website www.dealerrater.com, and if you think I am only pulling the really good ones you are wrong! We have an outstanding overall score of 4.8 out of a total 5. So check it out yourself to read some more great reviews about our fantastic dealership!

Helpful links

http://www.dealerrater.com/dealer/Thomas-Honda-of-Johnstown-review-28230/

www.buythomashonda.com

www.facebook.com/thomashondajohnstown

• Friendly and helpful sales consultants and staff
• State of the art facility
• High standards of what is expected
• Have technicians that have over 30 years experience working on Hondas
• Also have technicians with over 20 years experience on domestic vehicles
• Market based pricing based off of searching 100s of dealerships within the area
• Pick up and delivery service for the service department

Call, click, or visit today!

814.262.2140

 www.buythomashonda.com

1920 Bedford St. Johnstown, PA 15904

At Thomas Dealerships we believe that satisfying our customers is just doing our job. Our goal is to develop a long-term relationship with you and your family. As a Thomas Loyalty Rewards customer you are entitled to special discounts, complimentary services, and Exclusive membership status. Every time you use your Thomas Rewards Card you earn points that add up to DOLLARS towards the purchase of your next vehicle from Thomas Dealerships.

Why take your car anywhere else for service? With our certified technicians you can rest assured that the job is done right and at prices that are often more competitive than elsewhere…we invite you to compare. Simply present your Thomas Rewards Card to the cashier when you visit us for service to receive your exclusive discounts. Superior service at a great price, all while earning dollars towards your next vehicle!

THOMAS REWARD CARDS BENEFITS^*

THOMAS REWARDS^*

Earn 10 Points for every dollar spent in parts or service. Points redeemable for up to 10% of Repair Order, or towards the purchase of a vehicle at Thomas Dealerships (UP TO $500.00 DOLLARS).

1,000 points = $10 10,000 points = $100 20,000 points = $200 30,000 points = $300 50,000 points = $500

I understand all the benefits explained in this letter and I have received my Thomas Dealership Rewards Card on the date indicated below.

All recommended factory maintenance must be done at Thomas Dealerships to be eligible. Oil change pricing subject to change with availability and cost of oil.  Points cannot be redeemed in service in conjunction with any specials or already discounted services.  Details of this program can be changed at any time.

There are quite a few great reasons that come to mind as to why leasing your new Honda is the smartest decision. When you lease, you are getting the chance to drive a new vehicle every few years, keeping up to date with new models, technology, and changing lifestyles. Leasing  comes with a lower down payment (right now Honda has a special, with $0 due at signing!) and smaller monthly payments than financing does. This can help you get into that more expensive model that you would not normally be able to have if you chose to purchase. The monthly payments that you make during your lease are covering the depreciation of the vehicle, meaning that you are only paying for the part of the vehicle’s worth that you are actually using.

If you normally drive less than 15,000 miles per year a lease is a great option for you. In a lease there is usually a limit of 12,000-15,000 miles that you are permitted to put on the vehicle per year under contract. There is always the option at the start of the lease to buy extra miles if you feel you may go over the limit. This helps in avoiding additional charges at your lease end.

We took a small survey and asked what the top reasons were for leasing a Honda, it came down to this Top Ten:

1. Lowers your monthly payment
2. No down payment
3. Has a guaranteed future value
4. Lowers your cost of ownership
5. Vehicle is always covered under warranty
6. You get more car for the money
7. Keeps your family in the safest vehicle
8. Prefer to drive a new car more often
9. $1500 vehicle protection from Honda
10. GAP protection is included in a Honda lease

If a lease is beginning to seem appealing to you, you may be wondering what happens when your lease is up. There are a few choices you can make. One being to purchase the vehicle outright (at a predetermined price set at the beginning of your lease) and keep it. You can also return your Honda and just take care of any end-of-term obligations. It is also always an option to lease a different Honda after turning your previous one in. Honda has a Leadership Leasing Program that enables you to transfer into a new lease that is affordable and easy.

There is much more that I did not get the chance to cover about leasing. If you have any questions at all regarding leasing or even purchasing a new Honda, call, click, or visit at your convenience. We’d love to hear from you!

• Toll free: 866.962.0312    Local: 814.262.2140
• www.buythomashonda.com
• 1920 Bedford St., Johnstown, PA 15904

Your leasing expert team:

• Bill Ingram- General Manager/ Operating Partner
• John Cycyk- Sales Manager
• Tim Verostick- Sales Manager
• Jessica Pipon- Lease Consultant

OR!

Purchase a 2011 Honda CR-V 4WD and Get 0.9% APR Financing for up to 36 months or 1.9% APR for 37-60 months!!

You can get all the information on great new CR-V options from Thomas Team Honda of Johnstown. For more information please contact Samantha Orlando at 814-285-2872 or come visit us at 1920 Bedford St. in Johnstown, Pa!

2011 Honda CR-V

Base Price $21,695

The Venerable Honda CR-V may be a compact crossover, but its 72.9 cubic feet of cargo space is as voluminous as some midsize crossovers and SUVs. The CR-V seats five people. Its slightly raised ride height provides ideal entry and exit for adults but isn’t too high for the kids. Front- and all-wheel drive are offered, both of which will get you through the rain and snow. Plus, according to Kelly Blue Book, the CR-V has the highest 3-year resale value of any vehicle on the market.

2011 Honda CR-V